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Best Travel Insurance Companies Of October 2021

With fall here and winter fast approaching, you may be looking at how to squeeze the last travel fun out of 2021. Having travel insurance is a smart way to guard against the unexpected when you’ve put down a lot of money for a great trip. To find the best travel insurance companies, we scored 12 essential benefits in 41 travel insurance plans and used each company’s top-scoring plan in our ratings.

Our analysis included each plan’s coverage for Covid-19; coverage for medical expenses and emergency medical evacuation; benefit levels for baggage, trip delays and cancellations; and the option to cancel for any reason.

Best Travel Insurance Company Ratings

Travel insurance companyHighest-scoring planForbes Advisor rating
HTH WorldWideTripProtector Preferred
John Hancock Insurance AgencyGold
Seven CornersRoundTrip Elite
Trawick InternationalSafe Travels Voyager
USI Affinity Travel Insurance ServicesTravel Insurance Select – Elite
AIG TravelDeluxe
April InternationalVIP plan
AXA Assistance USAPlatinum
Generali Global AssistancePremium
C&F Travel InsuredWorldwide Trip Protector Plus
Tin LegTin Leg Gold
TravelexTravel Select
Berkshire Hathaway Travel ProtectionLuxuryCare
Allianz PartnersOneTrip Premier
World NomadsExplorer

What Does Travel Insurance Cover?

Travel insurance policies can package together a number of valuable benefits. Work with a travel insurance agent, who can help you identify the coverage types you need and price shop the available options for you.

Look for these top coverage options.

Trip cancellation insurance

You don’t book a trip with the intention of canceling it, but unexpected illness, injury, family member sickness, jury duty and more could derail plans. Trip cancellation insurance reimburses you 100% for money you lose in pre-paid, non-refundable deposits if you have to cancel for a reason listed in the policy.

If Covid is a concern, you can find travel insurance policies that cover Covid-related trip cancellation if you contract the virus right before the trip.

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